Partnership with Habitat for Humanity in the Roanoke Valley
Once you have been approved for the Habitat Homebuyer Program, you will work on active construction sites, helping other families build their homes. In addition, you will attend educational classes that will teach you how to create and maintain a household budget, and create and manage a saving account for emergencies, while you save for your down payment.
Construction of a Habitat house typically takes about 4-6 months, depending on the weather and the number of volunteers available to build. Regular workdays are Wednesdays and Saturdays, from 8:00 a.m. to 2:00 p.m. and you, along with other future homebuyers, will be required to contribute at least 20 hours of sweat equity per month. Don’t worry if you have never worked on a construction site before—the Habitat staff and other experienced volunteers will teach you what you need to know!
|“My kids have a place to do their homework, and they bring their friends home after school. When we lived in the apartment, they never did that!”|
When construction is complete, you and Habitat will hold a Dedication Ceremony to celebrate your hard work and the contribution of sponsors, volunteers and other Habitat families who have worked with you to make your dream a reality. This will be a time of great celebration for you, the new homeowner, and a source of encouragement for other families who are working and waiting to purchase their new home.
Life In Your New Home
Current mortgage payments range from $350.00-$565.00 monthly, depending on household income and the cost of construction. As each family’s income and household size will differ from other home buyers, so will their monthly payments differ, even for the same size house. Mortgage payments include an escrow for real estate taxes and hazard insurance.
Your monthly mortgage payments help to fund new construction and home renovation for future families.
|“Now I can pay for something that I know that will be for my kids to have that they can say, ‘Look what Mom did for us.’ My kids are so excited and they are looking forward to having a chance to make a garden and plant flowers and to have enough space to run and play and enjoy life. I am very thankful.”|