The Application Process

Habitat is different from other housing programs.  We partner with qualified families who join us in our goal of renewing neighborhoods as well as improving their own lives.  Habitat builds and renovates houses and sells them at no profit with affordable mortgages over a 20-30 year term.  House size is determined by family make-up, with no more than two persons sharing a room.  Monthly payments, which include taxes and insurance, are based on the family’s income and the cost to build the house.

Habitat consider the need for housing, ability to make mortgage payments and willingness to partner.  All qualified applicants will receive consideration for homeownership without regard to age, color, religion, sex, familial make up, disability, national origin or any other protected status.  Special accommodations are available upon request. Application information will be kept confidential.

To learn more about the Habitat Homebuyer Program, to request an application, or to make an appointment for assistance on your application, call Family Services Director, Joyce Williams at 540-344-0747.  You will need to bring copies of all required documentation (CLICK FOR LIST).

Once your application and required documentation has been received, Habitat will conduct credit, rental history, background and employment checks and make one or more home visits to establish your need for housing.  This will complete your application.

The Habitat Board of Directors will approve or deny your application within 30 days of completion, based on the 3 criteria of Need, Ability to Pay and Willingness to Partner.

CLICK HERE to request more information about our homeownership program.

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“I’m a hard-working man that loves my community. I volunteer my time as an athletic coach for basketball and also umpire youth baseball. I try to give back as much as possible.

As a homeowner this will give my son & me a sense of stability and start a new chapter in our lives, and we’re very thankful for the opportunity.”