If You Are Approved
Important Facts for New Habitat for Humanity Homeowners
Your New Home
Current mortgage payments range from $350.00-$565.00 monthly, depending on household income and the cost to build the house. As each family’s income and household size will differ from other applicants, so will their monthly payments differ, even for the same size house. Mortgage payments include an escrow for real estate taxes and hazard insurance.
It is important that all Habitat homebuyers make payments on time and in full, as these monthly payments help to fund new construction and home renovation for future families.
As owners, families are responsible for the maintenance and upkeep of their houses. They use valuable skills learned on the construction sites to practice proper home maintenance.
In addition, Habitat staff is available for warranty and repair information. Keeping the house in good repair reflects well on the owner, upholds the home’s value and uplifts the surrounding community’s property values.
Construction of a Habitat house typically takes about 4-6 months, depending on the weather and the number of volunteers available to build. Regular workdays are Wednesdays and Saturdays, from 8:00 a.m. to 2:00 p.m.
When a house is complete, Habitat and the new home-owners hold a Dedication Ceremony to celebrate the contribution of sponsors, volunteers and other Habitat home-buyers in the construction of their house. This is a time of new beginnings for the family who has worked hard to help build and purchase their new home.
3. Habitat Home Features
All Habitat homes feature:
- New Whirlpool appliances (range, refrigerator, washer and dryer)
- Central heating and air conditioning
- Your choice of carpet or laminate flooring
- Attractive landscaping
- A backyard storage shed
- Energy efficient construction resulting in low utility bills