getting started
Applications will only be accepted during our open application period. Next application period is December 1 – 15.
Note: Habitat staff can help you make a plan to pay off old debts and offers one-to-one or group money management classes.
Applications will only be accepted during our open application period. Next application period is December 1 – 15.
Please fill out the form below and we will be in touch.
The application process takes roughly 6-8 months. The sweat equity requirement takes 12-18 months. It generally takes about 1.5 to 2 years to complete the entire process, from the date of the application to the house closing.
Only about 5% of all applicants are selected to move forward in the home buyer program. Applicants who are not selected into the program will receive a letter with a description of the reason and a list of HUD approved Financial Counselors or a referral to another qualified organization.
There is no limit to how many times one may apply for a Habitat-Roanoke home. We encourage applicants who are not accepted to reapply! Remember, this program is highly competitive!
Absolutely. For questions or concerns regarding the application process, please call Joyce Williams at 540-344-0747.
Construction of a Habitat-Roanoke house typically takes 4-6 months, depending on the weather and the number of volunteers available to build. Regular work days are Tuesday through Saturday, from 8:00 a.m. to 2:00 p.m.. You, along with other future homebuyers, will be required to contribute at least 20 hours of sweat equity per month, for a minimum of 250 hours. Don’t worry if you have never worked on a construction site before, the Habitat staff and other experienced volunteers will teach you what you need to know!
Once construction is complete, you and Habitat-Roanoke will hold a dedication ceremony to celebrate your hard work and the contribution of sponsors, volunteers and other Habitat families who have worked with you to make your dream a reality. This will be a time of great celebration for you, the new homeowner family, and a source of encouragement for other families who are working and waiting to purchase their new home.
Current mortgage payments range from $350.00-$565.00 monthly, depending on household income and the cost of construction. As each family’s income and household size will differ, so will the monthly payments, even for the same size house. Mortgage payments include an escrow for real estate taxes and hazard insurance.
Your monthly mortgage payments help to fund new construction and home renovation for future families.